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Post it Note *lightbulb*

May 21st, 2008 at 02:56 pm

I am going to tape a post it note to my debit card that says "I want to be debt free by 2010".

We'll see if this helps curb my misc. spending?

Posted in Financial Organization | 12 Comments »

12 Responses to “Post it Note *lightbulb*”

  1. creditcardfree Says:
    May 21st, 2008 at 03:11 pm 1211379102
    1211379102

    I love it!! That will be a good way to stay focused on your goal. Maybe you could put them other places too.

  2. merch Says:
    May 21st, 2008 at 03:14 pm 1211379266
    1211379266

    You may also want to go cash only in the areas where you tend to spend too much.

    I go cash on my lunches. It really keeps me focused on not straying form the budget.

  3. littlemama Says:
    May 21st, 2008 at 03:15 pm 1211379305
    1211379305

    Great idea!

  4. honeichild Says:
    May 21st, 2008 at 03:28 pm 1211380080
    1211380080

    The thing about cash is that my credit union is in another state so I wind up getting hit w/ atm fees. One bank here charges $3 for withdrawals. I am in the process of trying to find a credit union here.

  5. Petunia Says:
    May 21st, 2008 at 03:32 pm 1211380350
    1211380350

    Seeing that little note will help keep your goal in mind. And the more it stays in your mind, the more likely you will be to accomplish it.

  6. managinglife Says:
    May 21st, 2008 at 03:46 pm 1211381196
    1211381196

    I think that is a smart idea! I will also use this in addition to my home calendar entry.

  7. Aleta Says:
    May 21st, 2008 at 04:05 pm 1211382306
    1211382306

    Good idea. I used to keep a rubber band around mine as a reminder.

  8. Ima saver Says:
    May 21st, 2008 at 04:33 pm 1211384009
    1211384009

    I just never accepted a debit card. I deal in cash only!! clark Howard says it is a very bad idea to have a debit card.

  9. honeichild Says:
    May 21st, 2008 at 04:34 pm 1211384099
    1211384099

    Really? I rather have a debit card than a credit card.

  10. Aleta Says:
    May 21st, 2008 at 04:42 pm 1211384550
    1211384550

    I have recently had mine reissued. It is only for use at my bank or an emergency. They have their uses. I would prefer to use a credit card. If you use your debit card you can actually push the credit tab rather than the debit tab and you won't have to input your code.

  11. honeichild Says:
    May 21st, 2008 at 04:50 pm 1211385006
    1211385006

    I sometimes use my debit card as a credit although I'm not sure what the difference is since it's not reported to any bureaus.

  12. Aleta Says:
    May 21st, 2008 at 05:31 pm 1211387491
    1211387491

    People use their debit card as a credit card in order to not have to put in their security code where someone could get it. Some also earn points on the card.

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