http://consumerist.com/consumer/clips/snl-skit-dont-buy-stuff-you-cant-afford-252491.php

HILARIOUS!

I've lived in Florida for almost 2 years and I haven't really worried natural disasters. Until now. The air is coated with smoke..smells like wood chips. And since hurricane season starts June 1...I need to get a kit. I also have been debating getting renters insurance. Everyone says its inexpensive so I will contact GEICO for a quote...I guess it'll be worth it versus havign to replace all my stuff. And I need to do it before something happens.

Today I finally took 4 pairs of shoes that I can no longer fit to the resale shop. They only took 2 pairs, the ones with the least wear and gave me $10.50. I'm not complaining. At this point in my life every piece of money is welcome,lol.

As I'm sorting my laundry I find a $10 bill in my capris....life is good!

Yesterday I go to check my mail and I see the following:

A box with a free sample of the new Always pads with the wipes.(from the Walmart freebie site)

3 coupons from Gerber for FREE cereal
(I happened to call their 800# with a question about some cereal I bought for my son and I got these in the mail)

This morning I was listening to the Doug Banks morning show and if you call 866-461-BARK they will send you a coupon for a free 6lb bag for Purina Dog Food. I dont have a dog but my sister does so I let her know!

I finally got my ING account set up for direct deposit. I've set it up for $40 each paycheck. Right now I think that is acceptable considering it was $0 before. :-) My original goal was to add $74 a paycheck so I could get to my emergency fund goal in 5 months. But I think I will start here and revisit in a month.


I am going to work on my filing system tonight. I need to also make a list with all of my accounts and their numbers so I'm not fumbling looking for them.

See! I'm getting better!

One thing I have to STOP doing is trying to keep all of this in my head. I know I need to be A LOT more aggressive in tackling my debt. So step # 1 is to put it down on paper.

As mentioned before I did get a copy of my credit report with all 3 scores. *sigh*
I now need to create my plan of action to get my score up and eliminate this debt. I have another meeting with someone on the 16th (I think) to go over what I need to do.

I keep hearing conflicting stories on whether or not to enter a debt management program. Not sure how to proceed with that. I guess I like the idea of only paying 1 place a month.

I have a confession to make.
I love all things free.

I am addicted to freecycle. I love getting items for free and I love that it has helped my pack rat tendencies,lol.

I'm also addicted to the Walmart Freebie website. For some reason I find myself requesting samples of stuff I know I'll never use just because its free. And then I find myself giving it away on freecycle.

I need help!

Oh and tomorrow I'm going to get free paint to paint my bedroom...