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Archive for February, 2007

A Change Is Gon' Come

February 28th, 2007 at 02:17 pm

So after much procrastination I opened my ING account yesterday. I opened it with $250 to get the $25 bonus. *whew* I partly kept putting it off because I didn't have the money but then I realized that I got tired of hearing folks talk about it and I realized that I needed that money! lol. I think I will use that to hold on to my emergency fund.

Thanks for the suggestions on what to do with the money I recieved yesterday. I think I will put a percentage towards my emergency fund and the remainder towards the computer. I am going for a certificate in Human Resource Development (only requires 5 courses) and I have about 2 mos to get a computer. I am thinking of getting a refurbished

I also have decided to use my spending journal. I bought a notebook months ago and while I kept all my reciepts...I never entered any of them. So I am going to start with March 1st (no seriously,lol)

I have some more money coming in!
I bought my son 2 outfits from Walmart that I am going to return this week. They were $15 each and he really has no need for them, I just thought they were cute.
My friend is going to pay me her half for the tickets I got to see Rickey Smiley = $40

However, I have to pay rent today *sigh* $729.

So It Begins..

February 27th, 2007 at 08:06 pm

I've decided to create this blog as a way to chronicle my desire to become debt free. I realize that its something that has created a great deal of stress in my life and I can't let it control me anymore. So here goes! Enjoy!



Today's Accomplishments:
Sold book on half.com =$21
Closed out bank account I forgot about =$249.42.
Today's Total= $270.42. Not bad for one day!

I'm torn on if I should put it towards savings/bills/computer. I really need a home computer. I plan to begin online classes this summer...can't do it without a computer. Thoughts?