I recently switched credit unions and my new account has FREE bill payer. The last one charged $7 a month and I never used it. So I set it up to pay my car note, I'm excited! I think I will add the rest of my bills on there later, saves me time, postage and late fees.

I started my spending journal. I spent a grand total of $10 yesterday. I am gonna try to see if I can go a whole week without spending ANY money. I also returned $34 worth of baby clothes to Walmart that my son doesn't need...they were just cute! I have a bunch of random cash that I am going to deposit back into my account so I am not tempted to spend it.

I'm constantly trying to figure out a way to make more money...thinking about becoming a notary...hoping that I can get my job to pay for it!